Rowan's planned birthday dinner collapses when fiancé Declan publicly names Ivanna Cox as his soulmate. Checking their accounts reveals more than a year of spending on Ivanna at Rowan's expense. She ends the engagement, freezes joint accounts and contacts her attorney about repayment, placing financial control and personal independence ahead of managing the public scandal.
When her mother urgently needs surgery, Estella Phillips discovers that Caden has diverted their savings to his ex-wife Lilith's company. He refuses help, leaving Bonnie to fund the operation. Examining the transfers then reveals a pattern of financial control, prompting Estella to leave, pursue divorce and seek accountability for the money taken from their marriage.
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